Rates

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APY* = Annual Percentage Yield

Rates effective as of 01/12/2015.

Fees may reduce earnings.

CD Specials

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
30 Months with 24 Month Renewal1.05%1.05%$5,000.00$5,000.00
42 Months with 36 Month Renewal1.34%1.35%$5,000.00$5,000.00
54 Months with 48 Month Renewal1.79%1.80%$5,000.00$5,000.00
66 Months with 60 Month Renewal1.98%2.00%$5,000.00$5,000.00

Penalty for early withdrawal may apply

Savings

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
Regular Savings0.10%0.10%$200.00$200.00
Holiday Club0.10%0.10%$0.00$0.00

Business Money Market

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
$0.00 - $9,999.990.15%0.15%$1,000.00$1,000.00
$10,000.00 and above0.30%0.30%$10,000.00

Personal Money Market

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
$0.00 - $9,999.990.05%0.05%$1,000.00$1,000.00
$10,000.00 - $24,999.99 0.10%0.10%$10,000.00
$25,000.00 - $49,999.99 0.15%0.15%$25,000.00
$50,000.00 - $99,999.99 0.22%0.22%$50,000.00
$100,000.00 - $249,999.99 0.30%0.30%$100,000.00
$250,000.00 and above 0.30%0.30%$250,000.00

Checking Accounts

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
NOW Checking0.05%0.05%$0.00$0.00
Insure Checking0.10%0.10%$0.00$0.00
Advantage0.10%0.10%$1,000.00$1,000.00

What We Do for U Checking

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
Up to $10,000.001.98%2.00%$100.00$0.00
Above $10,000.000.25%2.00% - 0.41%$10,000.00
If qualifications are not met0.05%0.05%$0.00

To earn your rewards, simply do the following activities and transactions in your What We Do for U checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle to your account (per qualification cycle)
  • Receive monthly eStatements
  • Access Online Banking at least once (per qualification cycle). Access is required by an account owner.

Every Single Day Savings

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
Up to $10,000.000.30%0.30%$100.00$0.00
Above $10,000.000.25%0.30% - 0.25%$10,000.00
If qualifications are not met0.05%0.05%$0.00

To earn your rewards, simply do the following activities and transactions in your What We Do for U checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle to your account (per qualification cycle)
  • Receive monthly eStatements
  • Access Online Banking at least once (per qualification cycle). Access is required by an account owner.

CDs

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
7 to 89 Day0.10%0.10%$2,500.00$2,500.00
90 to 181 Day0.10%0.10%$2,500.00$2,500.00
182 to 364 Day0.15%0.15%$2,500.00$2,500.00
6 Month IRA0.15%0.15%$2,500.00$2,500.00
9 Month0.20%0.20%$500.00$500.00
12 Month0.25%0.25%$500.00$500.00
18 Month 0.35%0.35%$500.00$500.00
2 Year0.45%0.45%$500.00$500.00
3 Year0.75%0.75%$500.00$500.00
4 Year1.00%1.00%$500.00$500.00
5 Year1.40%1.40%$500.00$500.00
Money Market IRA0.30%0.30%$100.00$100.00

Penalty for early withdrawal may apply

IRAs

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
6 Month IRA0.15%0.15%$2,500.00$2,500.00
9 Month0.25%0.25%$500.00$500.00
12 Month0.25%0.25%$500.00$500.00
18 Month 0.50%0.50%$500.00$500.00
2 Year0.50%0.50%$500.00$500.00
3 Year0.75%0.75%$500.00$500.00
4 Year1.00%1.00%$500.00$500.00
5 Year1.40%1.40%$500.00$500.00
Money Market IRA0.30%0.30%$100.00$100.00

Please consult with your Tax advisor

HSA

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
$0.00 to $999.990.10%0.10%$0.00$0.00
$1,000.00 to $4,999.990.15%0.15%$1,000.00
$5,000.00 to $9,999.990.25%0.25%$5,000.00
$10,000.00 and above0.30%0.30%$10,000.00

Annual percentage yield is based on principal plus interest reinvested at the same rate with interest compounded monthly or quarterly. (Regular Savings Accounts are compounded quarterly; Holiday Club accounts are not compounded. The Money Market IRA compounds and credits monthly). Substantial penalty for early withdrawal on all certificates and all IRA time deposits. The interest and annual percentage yield are accurate as of the date shown above. Rates are subject to change. Fees may reduce earnings. Please call (920) 863-2161 to obtain current rate information.

ADDITIONAL INFORMATION AVAILABLE UPON REQUEST. Member FDIC

Please consult with your Tax advisor

Mortgage Rates+

Loan ProgramInterest RateAPR+Principal and Interest PaymentPoints
Fixed 15 Years3.125%3.235%$1,044.910
Fixed 20 Years3.625% 3.711%$879.610
Fixed 30 Years3.875%3.938%$705.360

Rates current as of February 27, 2015. (subject to change without notice).


A variety of adjustable rate loan programs are available with repayment terms to 30 years. Please contact a mortgage lender or Request Info to receive additional information.

+The annual percentage rate (APR) is calculated using a $150,000.00 loan amount, 80% loan-to-value, purchase/refinance transaction with a 60 day rate lock. The APR may vary based on final loan amount and finance charges.

Your guaranteed mortgage rate and closing costs will be determined by factors such as current market conditions, loan product type, transaction type, equity position, credit history, and other variables.

Please contact Sara Halfmann, NMLS #411698 or Molly Carriveau, NMLS #501057 at 920-469-4706 for more information on all available loan rates and programs.