Meet Our Staff

Our expert staff will work with you to meet all of your goals – whether it's opening a new checking account, purchasing your first home or starting a business – our people will guide you from start to finish. Call, email or simply stop in at one of our local branches to speak with your community banker.

  • Agribusiness
  • Business Banking
  • Treasury Management
  • Mortgage
  • Retail
David Kappelman

David Kappelman

Senior Vice President / Agribusiness Lending Manager

Contact Information

103 E. Main Street PO Box 130 - Denmark, WI 54208

Phone: (920) 863-2161

Contact

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Experience:

  • Loan Officer, Farm Credit System - Rice Lake and Manitowoc, WI - 5 yrs
  • Sr. Vice President/Lending, Premier Community Bank - Marion, WI - 24 yrs
  • Vice President/Agribusiness Lending, Denmark State Bank - Denmark, WI - 5 yrs

Education:

  • UW Madison - BS Agricultural Economics 1982
  • Graduate School of Banking - Madison, WI

Accomplishments:

  • Northeast Wisconsin Technical College - Green Bay, WI - Ag Finance Instructor
  • Wisconsin Bankers Association Fundamentals of Lending School - Instructor
  • Midwest Banking Institute - Morris, MN - Instructor
  • Two US-AID Agricultural Lending Assignments - Ethiopia, Africa
  • Rotary International - Paul Harris Fellow

Community Involvement:

  • Grace Lutheran Church - Manitowoc, WI
  • UW Ag Alumni 
Chuck Rabitz

Chuck Rabitz

Vice President / Agribusiness Banker

Contact Information

103 E. Main Street PO Box 130 - Denmark, WI 54208

Phone: (920) 863-1054

Contact

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Experience:

  • Shirley Feed Mill - Nutritionist
  • Rain Soft Water Treatment - Green Bay, WI
  • Manitowoc County Farm Bureau - Secretary
  • Manitowoc County Forage Council - Treasurer
  • Agribusiness Banker, Denmark State Bank - 7 yrs
  • Assistant Vice President / Agribusiness Banker, Denmark State Bank - 1 yr

Education:

  • Mishicot HS
  • UW Madison - BS Dairy Science/Ag Journalism
  • Graduate School of Banking, Madison WI (expected 2017)

Accomplishments:

  • Wisconsin Farm Bureau Federation Institute
  • Wisconsin Bankers Association - Agriculture Lending School
  • Wisconsin Bankers Association - Commercial Lending School

Community Involvement:

  • Mishicot FFA Alumni
  • Tisch Mills Fire Department
  • National Dairy Shrine
  • F.A.A.R.M. Antique Tractor
  • Mishicot Ag Advisory
  • UW Ag Alumni
  • Farm Bureau
  • Forage Council
  • Wisconsin Customer Operators Board 2016-2019
  • NWTC Ag Advisory Council 2014-2020
  • Wings Over Wisconsin- Denmark Chapter
Joe Liermann

Joe Liermann

Agribusiness Banker

Contact Information

103 E. Main Street PO Box 130 - Denmark WI 54208

Phone: (920) 863-1050

Contact

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Experience:

  • Willow Creek Farms – 2 yrs
  • Associate Agribusiness Banker, Denmark State Bank – January 2016

Education:

  • UW Green Bay – Bachelor of Business Administration/Finance

Accomplishments:

  • Risk Management Association – Agriculture Credit Analysis School
  • Wisconsin Bankers Association – Agriculture Lending School

Community Involvement:

  • Rockwood Volunteer Fire Department
  • Grace Lutheran Church – Manitowoc, WI
Jeff Wilke

Jeff Wilke

Vice President / Agribusiness Banker

Contact Information

103 E. Main Street PO Box 130 - Denmark, WI 54208

Phone: 920-863-2161 | 920-863-1007

Contact

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Experience:

  • Loan Officer, M&I Bank – Shawano, WI – Five years
  • Vice President/Agribusiness & Commercial Lending/Chief Credit Officer, Premier Community Bank – Marion, WI – 18 years
  • Vice President/Agribusiness Lending, Denmark State Bank – Denmark, WI – September 2016

Education:

  • Marquette University – Bachelor of Business Administration/Finance. Minor – Sociology
  • Graduate School of Banking – Madison, WI

Accomplishments:

  • Wisconsin Bankers Association – Agricultural & Commercial Lending Schools
  • Wisconsin Bankers Association – Leadership Program
  • Wisconsin Bankers Association Lending Boot Camp School – Board Member
  • State of Wisconsin – Life and Accident/Health Insurance Licenses

Community Involvement:

  • Shawano County Economic Progress, Inc. – Board Member
  • Grace Family Church – Marion, WI
  • Clintonville Youth Baseball League - Volunteer

Denmark State Bank brings over 105 years of services to help your business grow and prosper - letting you expand, improve or build new facilities, purchase new equipment, or all of the above. We're local and independent and proud to be your community bank.

Contact us today!

Steve Dill

Steve Dill

Vice President / Business Banker

Contact Information

5782 Velp Avenue, Suite 101 - Green Bay, WI 54303

Phone: (920) 328-1210

Contact

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Experience:

• More than 25 years of Business Banking experience and a proven track record of success in the greater Green Bay area
• Relationship-focused values and outstanding communication skills that allow for the development of successful partnerships with customers
• Most recently the Vice President, Business Banking for BMO Harris Bank in Green Bay

Education:

• Bachelor of Science: Business Administration – Finance and Economics, University of Wisconsin Green Bay

Accomplishments:

• Awarded M&I Marshall & Ilsley Bank Critical Linkage Sales Award in 2002 and 2003

Community Involvement:

• Director, UW - Green Bay Alumni Association, 2009 - current
• Director, UW - Green Bay Alumni Executive Committee, 2009 - current
• Director, Howard - Suamico Optimists, 2009 - current
• Coach, Ashwaubenon Youth Baseball, 2007 - current

Mark Hoefs

Mark Hoefs

Vice President / Business Banker

Contact Information

2646 Noel Drive - Green Bay, WI 54311

Phone: (920) 469-4700

Contact

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Experience:

  • Mark has been a business banker for 20 of his 24 years in banking.
  • He has a wealth of knowledge developed from working with small to mid-sized businesses throughout Northeast Wisconsin.
  • Mark's experience extends beyond just loans. He is also knowledgeable in treasury management services to manage cash, reduce fraud risk, and improve reporting.

Education:

  • UW La Crosse BS Degree in Finance

Accomplishments:

  • Mark has helped hundreds of business owners start, purchase, and expand their businesses.

Community Involvement:

  • Immediate Past President and VP-Public Relations of Talk of the Town Toastmasters
  • Board Member and Member of Bellevue Lions Club
  • Cub Scouts Den Leader
  • Serves on the Stewardship Committee for Faith Lutheran Church of Allouez
Ryan M. Johanek

Ryan M. Johanek

Vice President / Business Banker

Contact Information

2646 Noel Drive - Green Bay, WI 54311

Phone: (920) 469-4700

Contact

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Experience:

  • Nearly twelve years of banking experience, all at Denmark State Bank, with the last ten focusing on business banking.

Education:

  • Ripon College BS Degree in Economics and Leadership Studies
  • Several WBA Courses focusing on commercial lending, financial analysis, and business development

Accomplishments:

  • Works with many small business owners to establish a financial structure that will assist them in achieving their financial goals while minimizing their financial risks.

Community Involvement:

  • Village of Bellevue – Economic Advisory Board
  • Board Member for the Bellevue Business and Professional Association
  • St. Vincent de Paul Society - Volunteer
James Meyer

James Meyer

Vice President / Business Banker

Contact Information

219 S. Main Street PO Box 308 - Shawano, WI 54166

Phone: 920-863-2161 | 715-853-1213

Contact

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Experience:
Community Bank President and Senior Vice President, BMO Harris Bank – Shawano and Green Bay – 29 yrs

Education:
UW – Green Bay – Business Administration with an emphasis in Finance
Graduate School of Banking – Madison, WI
Wisconsin Bankers Association Commercial Lending School
Wisconsin Bankers Association Consumer Lending School

Accomplishments:

  • Summa Cum Laude Graduate, UWGB (1st in business class)
  • Graduated top 5% of class – Graduate School of Banking – August 1999
  • Chancellor’s Medallion recipient – UWGB – May 1992
  • The Wall Street Journal Award - May 1992
  • State of Wisconsin Life and Accident/Health Insurance License

Community Involvement:

  • ThedaCare Medical Center – Shawano – Board of Trustees President
  • ThedaCare, Inc. – Board of Trustees, Finance Committee Chair
  • Shawano Industrial & Economic Development Committee – Member
  • City of Shawano Revolving Loan Fund (RLF) – voting committee member
  • Shawano Rotary Club – member
  • Shawano Area Fireworks Committee – member
  • St. Paul Lutheran Church Bonduel – Finance Committee member, Strategic Planning Committee Chair; Stewardship Emphasis Chair
    Gideons International - member
Toby H. Olsen

Toby H. Olsen

Vice President / Business Banker

Contact Information

103 E. Main Street PO Box 130 - Denmark, WI 54208

Phone: (920) 863-2161

Contact

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Experience:

• 14 years at the Denmark State Bank in the commercial and agriculture lending area.
• Knowledgeable in mortgage and consumer lending, and has focused on bank security and special assets.
• Previously spent 18 months with Wells Fargo Financial


Education:

• Bachelor’s degree in Communications with a minor in Business and English from Ripon College
• Licensed in Wisconsin for Credit Life and Health
• Various CBW and WBA continuing education courses

Accomplishments:

• Winner of 2012 Wisconsin Broadcaster’s Association “Most Entertaining Client Recorded Commercial”

Community Involvement:

• Denmark FFA Alumni
• Our Saviors Lutheran Church Finance and Fundraising Committees
• Co-Chair of the Girl Scouts Winner Trivia Night
• Treasurer of the Denmark Booster Club
• Volunteer for Habitat for Humanity

John D. Rehn

John D. Rehn

Vice President / Business Banking Manager

Contact Information

103 E. Main Street PO Box 130 - Denmark, WI 54208

Phone: (920) 863-2161

Contact

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Experience:

• 31 years of financial institution experience specifically in commercial lending, business development and business banking.
• Years of business banking experience has created the desire to develop strong banking relationships with customers that lead to opportunities and successful outcomes.
• Most recently the Vice President, Commercial Banking for Associated Bank in Green Bay
• Previous business banking experience includes work with Chase, North Country Bank and Trust and Agri-Bank/FCS

Education:

• Bachelor of Science in Business Administration from Bob Jones University, Greenville, South Carolina
• Graduate of Michigan Bankers Association – Banking School, Central Michigan State University, Mt. Pleasant, Michigan

Accomplishments:

• 2005 Graduate of Leadership Green Bay

Community Involvement:

• Board Member, Encompass Early Childhood Center
• Volunteer for United Way of Brown County
• Volunteer for the CP Center
• Member of the Green Bay Preble Optimist Club
• Member of the Green Bay West Rotary Club
• Former Executive Board Member of the Boy Scouts of America – Bay Lakes Council

Jeff Vandenplas

Jeff Vandenplas

Vice President / Business Banker

Contact Information

103 E. Main Street PO Box 130 - Denmark, WI 54208

Phone: (920) 863-2161

Contact

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Experience:

  • Thirty-three years of financial services industry experience in commercial and agricultural lending.
  • Vice President / Business Banker, Denmark State Bank, Denmark, WI – 11 yrs
  • Assistant Vice President / Branch Manager, M&I Marshall & Ilsley Bank, Denmark, WI – 11 yrs
  • Senior Loan Officer, Farm Credit Services of NE Wisconsin, Manitowoc, WI – 10 yrs

Education:

  • UW Platteville, BS Degree in Agribusiness – 1983

Accomplishments:

  • 2013 Graduate – Graduate School of Banking – at the University of Wisconsin – Madison

Community Involvement:

  • Member – St. Bernard Parish, Green Bay, WI
  • Member – Greenleaf / Wrightstown Optimist Club
Anne Denissen

Anne Denissen

Treasury Management Sales Manager

Contact Information

103 E. Main Street PO Box 130 - Denmark, WI 54208

Phone: 920-863-2161 | 920-328-1201

Contact

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Experience:

  • In the banking industry since 1999 with over 15 years of experience in Treasury Management

Education:

  • Lakeland College - Bachelor’s degree in Computer Science

Accomplishments:

  • The Association for Financial Professionals - Certified Treasury Professional
  • National Automated Clearing House Association - Accredited ACH Professional

Community Involvement:

  • Leadership of Green Bay – Alumni
  • Golden House – Fund Committee
  • Downtown Green Bay, Inc. – Holiday Parade Committee
Liam Farrell

Liam Farrell

Treasury Management Specialist

Contact Information

103 E. Main Street PO Box 130 – Denmark, WI 54208

Phone: (920) 863-2161

Contact

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Experience:

Over 4 years of banking experience both in commercial and retail banking. He joined Denmark State Bank in 2013.

Education:

University of Wisconsin - Green Bay

Community Involvement:

  • Runs an annual charity golf outing benefiting a local family in the community
  • Volunteered as a basketball coach for Wrightstown Middle School   
Sami Behnke

Sami Behnke

Mortgage Banker | NMLS 808417

Contact Information

2646 Noel Drive - Green Bay, WI 54311

Phone: (920) 469-4706

Contact

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Experience

  • Over 8 years of banking experience with the majority spent in the mortgage department. 

Education

  • University of Wisconsin - Green Bay Bachelors of Business Administration Degree with an emphasis in Finance and Minor in Accounting
  • Mortgage and Banking Training

Community Involvement:

  • Participant in numerous local fundraising events
Molly J. Carriveau

Molly J. Carriveau

Mortgage Banker | NMLS 501057

Contact Information

2646 Noel Drive - Green Bay, WI 54311

Phone: (920) 469-4706

Contact

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Experience:

  • Over 15 years in the banking industry with the majority spent specializing in Mortgage Lending

Education:

  • University of Wisconsin-Oshkosh Bachelors of Business Administration Degree with a  Major in Finance
  • Mortgage and Banking Seminars and Trainings

Accomplishments:

  • Recognized for my Exemplary Customer Service

Community Involvement:

  • Board Member of the Brown County Home Builders Association (BCHBA)
  • Chair for the Women in Building Division of BCHBA
  • Member of Realtor Association of Northeast Wisconsin
  • Member of Manitowoc County Board of Realtors
  • Member of CURRENT- Green Bay Young Professionals
Sara Halfmann

Sara Halfmann

Vice President / Mortgage Banking | NMLS 411698

Contact Information

2646 Noel Drive - Green Bay, WI 54311

Phone: (920) 469-4706

Contact

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Experience

  • More than twenty years banking industry experience, of which the last eight years have been with Denmark State Bank as the Bank's Mortgage Banking Manager. In addition, my passion for learning and commitment to community has exposed me to a vast array of experiences that have proven invaluable to my professional and personal leadership development.

Education

  • University of Wisconsin – Green Bay, Master of Science in Management
  • ITT Technical Institute – Green Bay, Bachelor of Science in Business Administration

Accomplishments:

  • Sigma Beta Delta International Honor Society in Business, Management, and Administration
  • Graduate Highest Honors, ITT Technical Institute – 3.99 CGPA
  • ITT Technical Institute Commencement Ceremony Student Speaker

Community Involvement:

  • Bay Area Humane Society Board of Directors
  • UWGB Cofrin School of Business Alumni Advisory Board Member
  • Leadership Green Bay Class of 2016
  • Crohn's & Colitis Foundation of America Wisconsin Chapter Event Committee Member
  • Girl Scouts of the Northwestern Great Lakes, Green Bay Area Advisory Team and Event Committee Member
  • Realtors Association Northeast Wisconsin Affiliate Member
  • Manitowoc County Board of Realtors Affiliate Member
Steve Arps

Steve Arps

Senior Vice President / Retail Banking

Contact Information

103 E. Main Street PO Box 130 - Denmark, WI 54208

Phone: (920) 863-2161 | (920) 863-6159

Contact

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Experience:

  • Steve joined the bank in 2014 bringing more than 20 years of leadership experience with financial institutions, primarily community banks and Fortune 500 companies.
  • Interested in guiding the growth and development of individuals and teams to achieve their full potential.
  • Specializes in developing and implementing business processes that improve results and provide meaningful value to strengthen client relationships.

Education:

  • Graduate School of Banking, University of Wisconsin, Madison (2011-2013)

Accomplishments:

  • Graduated in the top 5% of the class in the Graduate School of Banking program
  • Selected to serve on the Wisconsin Banking Association (WBA) Sales Leadership and Management School Advisory Board

Community Involvement:

  • Executive Board of Directors, Bay-Lakes Council, Boy Scouts of America
  • Past member of the Wisconsin Banking Association (WBA) Sales Leadership and Management School Advisory Board
Krissy Bowe

Krissy Bowe

Branch Manager | NMLS #483262

Contact Information

427 Manitowoc Street, P.O. Box 134, Reedsville, WI 54230

Phone: 920-754-4366 | 920-863-1219

Contact

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Experience:

  • Over 9 years of retail banking experience. A majority of that time was spent in a dual branch role, with one traditional branch and one in-store. After working in many retail banking positions, including six years as an Assistant Manager, I know what the customer's experience should be and how I can make it great. I look forward to the opportunity to help the rest of my team provide high levels of service in my role as Branch Manager while being able to help customers with their financial planning needs.

Education:

  • Leadership Development Graduate
  • Sales and Customer Service Seminars and Training
  • Classes in Accounting at Fox Valley Technical School

Accomplishments:

  • Assistant Manager of the Year for three years
  • Recognition for Outstanding Customer Service and Goal Achievements

Community Involvement:

  • Treasurer for ABATE of Wisconsin, Inc., Calumet County
  • Chair of the Annual ABATE Motorcycle Spring Fling
  • Chair of the Annual ABATE Summer Long Poker Run
  • Volunteer for the Fox Cities Ice Dogs
  • Partnered with the Center for Suicide Awareness
Mark Goltz

Mark Goltz

Branch Manager | NMLS 1590672

Contact Information

2450 Velp Avenue, Suite 101, Green Bay, WI 54303

Phone: (920) 328-1210 | (920) 328-1216

Contact

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Experience:

Over 30 years of financial services experience in banking and financial planning

  • Financial Representative - Zaddack & Associates Financial Group - 7 yrs
  • VP/Regional Manager - M&I Bank - 19 yrs
  • AVP - Crandon National Bank - 4 yrs

Education:

  • Bachelor of Science degree - UW Madison, 1985
  • Graduate School of Banking - UW Madison, 2000

Accomplishments:

  • Graduated in top 5% of Graduate School of Banking class
  • Guardian Life Insurance "Wisconsin Developing Agent of the Year", 2013/2014

Community Involvement:

  • Member of St. Agnes Parish, Green Bay
  • Have volunteered for numerous organizations including JDRF, Big Brothers/Big Sisters, Habitat for Humanity, American Cancer Society, Green Bay West girls’ basketball
Julie Hamby

Julie Hamby

Branch Manager | NMLS 553525

Contact Information

1740 Scheuring Road, De Pere, WI 54115-9567

Phone: (920) 328-1200 | (920) 328-1215

Contact

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Experience:

Over 30 years banking experience. 

  • 3 yrs AVP/Branch Manager - Johnson Bank
  • 9 yrs VP/Branch Manager - M&I/BMO
  • 20 yrs Wholesale Vault Manager - Associated Bank

My successes have been accomplished by performing a “player/coach" role and leading by example, while being viewed as a trusted advisor with my clients. Together, as a team, I work to achieve my clients' financial goals. Experiencing the gratitude and appreciation from my clients' inspires me daily to continue to help others achieve financial success.

Education:

  • Supervisor and Management courses and seminars through WBA

Accomplishments:

  • Top 10% Branch Next work for goal attainment
  • Numerous awards for both personal and team excellence in Customer Service
  • Village of Bellevue “Friend of the Village” for Community Service

Community Involvement:

  • Village of Bellevue - Economic Development Advisory Board
  • Board Member – Bellevue Business & Professional Organization
  • United Way- Basic Needs & Self-Sufficiency Impact Council
  • Village of Bellevue-Past Trustee
  • Rebuilding Together – Volunteer
Mary Kropp

Mary Kropp

Assistant Vice President / Branch Manager | NMLS 501069

Contact Information

2646 Noel Drive - Green Bay, WI 54311

Phone: (920) 469-4700 | (920) 469-4711

Contact

View Bio

Experience:

  • 31 years of community banking experience with Denmark State Bank. Currently Branch Manager of the Bellevue office serving your small business, consumer lending and personal banking needs, while helping you achieve your financial goals for today and the future.

Education:

  • Management, communications and sales courses through the University of Wisconsin-Green Bay (UWGB), Northeast Wisconsin Technical College (NWTC) and the Wisconsin Banking Association (WBA).

Accomplishments:

  • Recognition for Outstanding Customer Service and Goal Achievements
  • Successful family-owned business

Community Involvement:

  • Member and volunteer for the Brown County Home Builders Association
  • Member and volunteer for Women in Building
  • Active in local community fundraisers and events
  • Supporter of the Women's Fund, Girl Scouts of the Northwestern Great Lakes, and the CP Center
Lisa Sment

Lisa Sment

Assistant Vice President / Branch Manager | NMLS 476374

Contact Information

103 E. Main Street PO Box 130, Denmark, WI 54208

Phone: (920) 863-2161 | (920) 863-1008

Contact

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Experience:

  • Over 14 years of banking experience in operations, sales and management in both in store and traditional branches. I focus on customer service and building relationships with my customers to help them reach their financial goals. My experience is in consumer loans and accounts as well as meeting the needs of our business clients. I look forward to helping you achieve your financial dreams.

Education:

  • Bachelor’s degree from St Norbert College in English, Psychology and Education
  • Graduate of Banking Leadership Development Program
  • Graduate of Banking Management Development Program

Accomplishments:

  • Branch of the year awards
  • Branch manager of the year award
  • Numerous personal and team awards for excellence in goal achievement and customer service

Community Involvement:

  • Vice President and Treasurer for local Lions Club
  • Board of Directors for local Optimist Club
  • Junior Achievement volunteer
  • Local Planning Commission member
Lisa Waters

Lisa Waters

Assistant Vice President / Regional Branch Manager | NMLS 1008410

Contact Information

202 N Hickory Street PO Box 28 - Whitelaw, WI 54247

Phone: (920) 732-4551 | (920) 732-3956

Contact

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Experience:

  • Sixteen years of a variety of retail banking positions, both in-store banking and traditional branches. Fourteen of those years in management positions, which have allowed me to help customers with lending and overall financial needs; both directly and indirectly through a team of lenders and tellers.

Education:

  • Lakeland College: double major in Business Administration and Marketing with Minor in Economics
  • Achieve Global Management Training
  • Sales and Customer Service Seminars and Training
  • Wisconsin Insurance License since 2002: Accident and Health; Life

Accomplishments:

  • Recognition for Outstanding Customer Service and Goal Achievements

Community Involvement:

  • Committee Member for Green Bay American Cancer Strides Event
  • Active Member Manitowoc County Chamber
  • Treasurer for Ashwaubenon Children with Special Needs Inc.
  • Past and present volunteer work with my children through Boy Scout Pack 4363, and Green Bay Miracle League