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Denmark State Banks Agricultural Lending Options with a Focus on Growth

Complete agricultural banking from farm loans to financial planning and property loans

No community has more pride than the agriculture community. For more than 100 years, Denmark State Bank has worked with the people who work the earth, providing farm financing, personal property loans, financial planning, and more. Plus, we’ve created unique services to meet their needs.

The Ag Center of Denmark State Bank offers a wide variety of financing plans to assist with current, intermediate, and long-term financing needs. Denmark Agricultural Credit Corporation, formed in 1985 as a subsidiary of Denmark Bancshares, Inc. (the parent company of Denmark State Bank), is committed to providing high-quality products and services that meet the requests of the changing dairy industry.

Farm Real Estate Loans

  • Farmland, buildings and facilities
  • Amortization period up to 20 years
  • 1, 3 and 5 year balloon notes
  • Maximum loan amount 70% of appraised value
  • Flexible repayment terms

Personal Property Loans

  • New or used equipment financing
  • Purchase of livestock
  • Amortization period up to 10 years
  • Flexible loan to collateral relationship
  • Tailored to your individual needs
  • Flexible repayment terms

Revolving Lines of Credit

  • New or used equipment financing
  • Purchase of livestock
  • Amortization period up to 10 years
  • Flexible loan to collateral relationship
  • Tailored to your individual needs
  • Flexible repayment terms

Loan Requests

Please contact us at 920-863-2161 to request a credit application or to schedule an appointment. Loan applications are limited to residents of Brown, Calumet, Door, Kewaunee, Manitowoc and Outagamie Counties in Wisconsin. We are often asked what to bring along for a credit request. The following information is required to make a credit decision:

  • Current financial statement
  • Past 3 years of tax returns
  • Business plan (Include income and expenses projected for a 12 month period)
  • Background on operation and farm
  • Optional
    • Last three years income and expense statement
    • Year-to-date income and expenses

For more information about our agricultural products contact Jack Olsen, Dave Kappelman or Chuck Rabitz at 920-863-2161.