Risk Management

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We offer financial services to protect your organization’s bank accounts from losses due to fraud. Automating certain processes can improve controls and reduce the possibility of financial losses from fraudulent activity.

Check Fraud Prevention 
  • Check Block
    • Prevents all check transactions from posting to your account
    • Any check presented will be automatically returned
  • Payee Positive Pay
    • Matches the payee, account number, check number and dollar amount of each check posted to your account against a list of checks previously authorized and issued by your organization
Electronic Fraud Prevention 
  • ACH Positive Pay – Electronic fraud prevention
    • Automated fraud detection service that can filter ACH transactions
    • Authorized ACH transactions will clear the account while unauthorized items can be returned
  • ACH Block – Electronic fraud prevention
    • Block all ACH withdrawals on accounts that don’t have electronic debit activity
Business Online
  • Grant access to non-signer employees
  • Designate permissions specific to each user
  • Added security for higher risk transactions with multi-factor authentication
  • Dual control available to add internal control of transaction initiation