Certificates of Deposit (CDs)

Schedule Appointment to Open Account

Improve your earnings with a CD from Denmark State Bank. Simply pick the term and your funds earn a guaranteed fixed rate. And guaranteed is always a good thing for your bottom line. We offer a range of term lengths to fit your short- and mid-range goals. By laddering maturity dates, you can add liquidity to your CD investments.


  • Fixed rates for length of term
  • Terms range from 7 days to 5 years
  • Interest accrues daily on principal balance
  • Flexible interest payment options
  • Interest may be added onto the CD or directly deposited into another Denmark State Bank account
  • Automatically renewable after 10 day grace period
  • Notice mailed 10 days prior to maturity
  • Early withdrawal penalties apply

All products and services are subject to bank and credit approval. Additional fees may apply.