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Deposit Rates

Account Offered Interest Rate Annual Percentage Yield (APY) Minimum Opening Balance Minimum Balance to Obtain APY

CD Special - 19 Month

$5,000 to $9,999

0.55%

0.55%

$5,000

$5,000

$10,000 to $34,999

0.60%

0.60%

$10,000

$10,000

$35,000 to $84,999

0.70%

0.70%

$35,000

$35,000

$85,000 to $124,999

0.85%

0.85%

$85,000

$85,000

$125,000 and above

1.00%

1.00%

$125,000

$125,000

Savings

Regular Savings

0.10%

0.10%

$200

$200

Holiday Club

0.10%

0.10%

$0

$0

Money Market

$0 - $9,999

0.15%

0.15%

$1,000

$1,000

$10,000 and above

0.30%

0.30%

$10,000

$10,000

Checking Accounts

NOW / Insure Now Checking

0.10%

0.10%

$0

$0

Advantage

0.20%

0.20%

$1,000

$1,000

What We Do for U Checking

Up to $10,000

2.23%

2.25%

$100

$0

Above $10,000

0.25%

2.25% - 0.43%

$100

$10,000

If qualifications are not met

0.05%

0.05%

$100

$0

Every Single Day Savings

Up to $10,000

0.30%

0.30%

$100

$0

Above $10,000

0.25%

0.30% - 0.26%

$100

$10,000

If qualifications are not met

0.05%

0.05%

$100

$0

CD / IRA's
* Not Available as an IRA

7 to 89 Day *

0.10%

0.10%

$2,500

$2,500

90 to 181 Day *

0.10%

0.10%

$2,500

$2,500

182 to 364 Day *

0.15%

0.15%

$2,500

$2,500

6 Month IRA

0.15%

0.15%

$2,500

$2,500

9 Month

0.25%

0.25%

$500

$500

12 Month

0.25%

0.25%

$500

$500

15 Month

0.40%

0.40%

$500

$500

18  Month

0.50%

0.50%

$500

$500

2 Year

0.50%

0.50%

$500

$500

3 Year

0.85%

0.85%

$500

$500

4 Year

1.00%

1.00%

$500

$500

5 Year

1.40%

1.40%

$500

$500

Money Market IRA

0.30%

0.30%

$100

$100

HSA

$0 to $999

0.10%

0.10%

$0

$0

$1,000 to $4,999

0.15%

0.15%

$1,000

$1,000

$5,000 to $9,999

0.25%

0.25%

$5,000

$5,000

$10,000 and above

0.30%

0.30%

$10,000

$10,000

Rates Effective as of  

Annual percentage yield is based on principal plus interest reinvested at the same rate with interest compounded monthly or quarterly. (Regular Savings Accounts are compounded quarterly; Holiday Club accounts are not compounded. The Money Market IRA compounds and credits monthly).  Substantial penalty for early withdrawal on all certificates and all IRA time deposits. The interest and annual percentage yield are accurate as of the date shown above. Rates are subject to change. Fees may reduce earnings. Please call (920) 863-2161 to obtain current rate information. 

ADDITIONAL INFORMATION AVAILABLE UPON REQUEST.

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