Home Equity Loans


The funds you need to cover almost any major expense may already be within your reach with a home equity loan. From improving your home or consolidating debt to medical emergencies and other large expenses, we offer a variety of repayment terms and options to accommodate your unique needs. Experience the difference a locally owned, independent bank can make when you need to secure a loan.

To find out whether you’re in a good borrowing position, and the maximum amount you should be able to borrow, take our Denmark State Bank One-Minute Home Equity Loan Test. You might also want to order your Credit Report to make sure you’re in good standing. Then, apply online today with our Secure Loan Application, or call our mortgage department at 920-469-4706. We’ll get back to you right away with the answers you need.


  • Competitive interest rates
  • A variety of repayment terms and options
  • Affordable payments
  • Use funds for any purpose
  • Northeast Wisconsin decision-making
  • Friendly, experienced loan advisors to guide you
  • Home Equity Line of Credit available
  • Interest may be tax deductible*


A HELOC is a convenient way to borrow money against the equity built in your home for any purpose that you choose. Use these funds for a one-time purchase or ongoing expenses, from a well-deserved vacation to college tuition. Then customize your payment to meet your own personal needs.

  • Use your home equity to fund almost any need
  • Competitive interest rate
  • Use for one-time purchases or ongoing expenses
  • Only pay interest on what you use
  • Re-use as needed without re-applying
  • Interest may be tax deductible*

All products and services are subject to bank and credit approval. Additional fees may apply.

*Consult your tax advisor.