Meet Our Team
Our expert staff will work with you to meet all of your goals – whether it’s opening a new checking account, purchasing your first home or starting a business – our people will guide you from start to finish. Call, email or simply stop in at one of our local branches to speak with your community banker.
Denmark State Bank brings over 105 years of services to help your agribusiness grow and prosper – letting you expand, improve or build new facilities, purchase new equipment, or all of the above. We’re local and independent and proud to be your community bank.
Contact us today!
Denmark State Bank brings over 105 years of services to help your business grow and prosper – letting you expand, improve or build new facilities, purchase new equipment, or all of the above. We’re local and independent and proud to be your community bank.
Contact us today!
David Kappelman
Senior Vice President / Agribusiness Lending ManagerContact Information
103 E. Main Street PO Box 130 – Denmark, WI 54208
Phone: 920-863-2161
Experience:
- Loan Officer, Farm Credit System – Rice Lake and Manitowoc, WI – 5 yrs
- Sr. Vice President/Lending, Premier Community Bank – Marion, WI – 24 yrs
- Vice President/Agribusiness Lending, Denmark State Bank – Denmark, WI – 5 yrs
Education:
- UW Madison – BS Agricultural Economics 1982
- Graduate School of Banking – Madison, WI
Accomplishments:
- Northeast Wisconsin Technical College – Green Bay, WI – Ag Finance Instructor
- Wisconsin Bankers Association Fundamentals of Lending School – Instructor
- Midwest Banking Institute – Morris, MN – Instructor
- Two US-AID Agricultural Lending Assignments – Ethiopia, Africa
- Rotary International – Paul Harris Fellow
Community Involvement:
- Grace Lutheran Church – Manitowoc, WI
- UW Ag Alumni
Jeff Wilke
Vice President / Agribusiness BankerContact Information
103 E. Main Street PO Box 130 – Denmark, WI 54208
Phone: 920-863-2161 | 920-863-1007
Experience:
- Loan Officer, M&I Bank – Shawano, WI – Five years
- Vice President/Agribusiness & Commercial Lending/Chief Credit Officer, Premier Community Bank – Marion, WI – 18 years
- Vice President/Agribusiness Lending, Denmark State Bank – Denmark, WI – September 2016
Education:
- Marquette University – Bachelor of Business Administration/Finance. Minor – Sociology
- Graduate School of Banking – Madison, WI
Accomplishments:
- Wisconsin Bankers Association – Agricultural & Commercial Lending Schools
- Wisconsin Bankers Association – Leadership Program
- Wisconsin Bankers Association Lending Boot Camp School – Board Member
- State of Wisconsin – Life and Accident/Health Insurance Licenses
Community Involvement:
- Shawano County Economic Progress, Inc. – Board Member
- Grace Family Church – Marion, WI
- Clintonville Youth Baseball League – Volunteer
Steve Dill
Vice President / Business BankerContact Information
5782 Velp Avenue, Suite 101 – Green Bay, WI 54303
Phone: 920-328-1210
Experience:
- More than 25 years of Business Banking experience and a proven track record of success in the greater Green Bay area
- Relationship-focused values and outstanding communication skills that allow for the development of successful partnerships with customers
- Most recently the Vice President, Business Banking for BMO Harris Bank in Green Bay
Education:
- Bachelor of Science: Business Administration – Finance and Economics, University of Wisconsin Green Bay
Accomplishments:
- Awarded M&I Marshall & Ilsley Bank Critical Linkage Sales Award in 2002 and 2003
Community Involvement:
- Director, UW – Green Bay Alumni Association, 2009 – current
- Director, UW – Green Bay Alumni Executive Committee, 2009 – current
- Director, Howard – Suamico Optimists, 2009 – current
- Coach, Ashwaubenon Youth Baseball, 2007 – current
Mark Hoefs
Vice President / Business BankerContact Information
2646 Noel Drive – Green Bay, WI 54311
Phone: 920-469-4700
Experience:
- Mark has been a business banker for 20 of his 24 years in banking.
- He has a wealth of knowledge developed from working with small to mid-sized businesses throughout Northeast Wisconsin.
- Mark’s experience extends beyond just loans. He is also knowledgeable in treasury management services to manage cash, reduce fraud risk, and improve reporting.
Education:
- UW La Crosse BS Degree in Finance
Accomplishments:
- Mark has helped hundreds of business owners start, purchase, and expand their businesses.
Community Involvement:
- Immediate Past President and VP-Public Relations of Talk of the Town Toastmasters
- Board Member and Member of Bellevue Lions Club
- Cub Scouts Den Leader
- Serves on the Stewardship Committee for Faith Lutheran Church of Allouez
Ryan M. Johanek
Vice President / Business BankerContact Information
2646 Noel Drive – Green Bay, WI 54311
Phone: 920-469-4700
Experience:
- Nearly twelve years of banking experience, all at Denmark State Bank, with the last ten focusing on business banking.
Education:
- Ripon College BS Degree in Economics and Leadership Studies
- Several WBA Courses focusing on commercial lending, financial analysis, and business development
Accomplishments:
- Works with many small business owners to establish a financial structure that will assist them in achieving their financial goals while minimizing their financial risks.
Community Involvement:
- Village of Bellevue – Economic Advisory Board
- Board Member for the Bellevue Business and Professional Association
- St. Vincent de Paul Society – Volunteer
James Meyer
Vice President / Business BankerContact Information
219 S. Main Street PO Box 308 – Shawano, WI 54166
Phone: 920-863-2161 | 715-853-1213
Experience:
- Community Bank President and Senior Vice President, BMO Harris Bank – Shawano and Green Bay – 29 yrs
Education:
- UW – Green Bay – Business Administration with an emphasis in Finance
- Graduate School of Banking – Madison, WI
- Wisconsin Bankers Association Commercial Lending School
- Wisconsin Bankers Association Consumer Lending School
Accomplishments:
- Summa Cum Laude Graduate, UWGB (1st in business class)
- Graduated top 5% of class – Graduate School of Banking – August 1999
- Chancellor’s Medallion recipient – UWGB – May 1992
- The Wall Street Journal Award – May 1992
- State of Wisconsin Life and Accident/Health Insurance License
Community Involvement:
- ThedaCare Medical Center – Shawano – Board of Trustees President
- ThedaCare, Inc. – Board of Trustees, Finance Committee Chair
- Shawano Industrial & Economic Development Committee – Member
- City of Shawano Revolving Loan Fund (RLF) – voting committee member
- Shawano Rotary Club – member
- Shawano Area Fireworks Committee – member
- St. Paul Lutheran Church Bonduel – Finance Committee member, Strategic Planning Committee Chair; Stewardship Emphasis Chair Gideons International – member
Toby H. Olsen
Vice President / Business BankerContact Information
103 E. Main Street PO Box 130 – Denmark, WI 54208
Phone: 920-863-2161
Experience:
- 14 years at the Denmark State Bank in the commercial and agriculture lending area
- Knowledgeable in mortgage and consumer lending, and has focused on bank security and special assets
- Previously spent 18 months with Wells Fargo Financial
Education:
- Bachelor’s degree in Communications with a minor in Business and English from Ripon College
- Licensed in Wisconsin for Credit Life and Health
- Various CBW and WBA continuing education courses
Accomplishments:
- Winner of 2012 Wisconsin Broadcaster’s Association “Most Entertaining Client Recorded Commercial”
Community Involvement:
- Denmark FFA Alumni
- Our Saviors Lutheran Church Finance and Fundraising Committees
- Co-Chair of the Girl Scouts Winner Trivia Night
- Treasurer of the Denmark Booster Club
- Volunteer for Habitat for Humanity
John D. Rehn
Vice President / Business Banking ManagerContact Information
103 E. Main Street PO Box 130 – Denmark, WI 54208
Phone: 920-863-2161
Experience:
- 31 years of financial institution experience specifically in commercial lending, business development and business banking
- Years of business banking experience has created the desire to develop strong banking relationships with customers that lead to opportunities and successful outcomes
- Most recently the Vice President, Commercial Banking for Associated Bank in Green Bay
- Previous business banking experience includes work with Chase, North Country Bank and Trust and Agri-Bank/FCS
Education:
- Bachelor of Science in Business Administration from Bob Jones University, Greenville, South Carolina
- Graduate of Michigan Bankers Association – Banking School, Central Michigan State University, Mt. Pleasant, Michigan
Accomplishments:
- 2005 Graduate of Leadership Green Bay
Community Involvement:
- Board Member, Encompass Early Childhood Center
- Volunteer for United Way of Brown County
- Volunteer for the CP Center
- Member of the Green Bay Preble Optimist Club
- Member of the Green Bay West Rotary Club
- Former Executive Board Member of the Boy Scouts of America – Bay Lakes Council
Jeff Vandenplas
Vice President / Business BankerContact Information
103 E. Main Street PO Box 130 – Denmark, WI 54208
Phone: 920-863-2161
Experience:
- Thirty-three years of financial services industry experience in commercial and agricultural lending
- Vice President / Business Banker, Denmark State Bank, Denmark, WI – 11 yrs
- Assistant Vice President / Branch Manager, M&I Marshall & Ilsley Bank, Denmark, WI – 11 yrs
- Senior Loan Officer, Farm Credit Services of NE Wisconsin, Manitowoc, WI – 10 yrs
Education:
- UW Platteville, BS Degree in Agribusiness – 1983
Accomplishments:
- 2013 Graduate – Graduate School of Banking – at the University of Wisconsin – Madison
Community Involvement:
- Member – St. Bernard Parish, Green Bay, WI
- Member – Greenleaf / Wrightstown Optimist Club
Anne Denissen
Treasury Management Sales ManagerContact Information
103 E. Main Street PO Box 130 – Denmark, WI 54208
Phone: 920-863-2161 | 920-328-1201
Experience:
- In the banking industry since 1999 with over 15 years of experience in Treasury Management
Education:
- Lakeland College – Bachelor’s degree in Computer Science
Accomplishments:
- The Association for Financial Professionals – Certified Treasury Professional
- National Automated Clearing House Association – Accredited ACH Professional
Community Involvement:
- Leadership of Green Bay – Alumni
- Golden House – Fund Committee
- Downtown Green Bay, Inc. – Holiday Parade Committee
Liam Farrell
Treasury Management SpecialistContact Information
103 E. Main Street PO Box 130 – Denmark, WI 54208
Phone: 920-863-2161
Experience:
- Over 4 years of banking experience both in commercial and retail banking. He joined Denmark State Bank in 2013.
Education:
- University of Wisconsin – Green Bay
Community Involvement:
- Runs an annual charity golf outing benefiting a local family in the community
- Volunteered as a basketball coach for Wrightstown Middle School
Sami Behnke
Mortgage Banker | NMLS 808417Contact Information
1740 Scheuring Rd – De Pere, WI 54115
Phone: 920-469-4706
Experience
- Over 8 years of banking experience with the majority spent in the mortgage department
Education
- University of Wisconsin – Green Bay Bachelors of Business Administration Degree with an emphasis in Finance and Minor in Accounting
- Mortgage and Banking Training
Community Involvement:
- Participant in numerous local fundraising events
Molly J. Kinney
Mortgage Banker & Origination Manager | NMLS 501057Contact Information
2646 Noel Drive – Green Bay, WI 54311
Phone: 920-469-4706
Experience:
- Over 15 years in the banking industry with the majority spent specializing in Mortgage Lending
Education:
- University of Wisconsin-Oshkosh Bachelors of Business Administration Degree with a Major in Finance
- Mortgage and Banking Seminars and Trainings
Accomplishments:
- Recognized for my Exemplary Customer Service
Community Involvement:
- Board Member of the Brown County Home Builders Association (BCHBA)
- Chair for the Women in Building Division of BCHBA
- Member of Realtor Association of Northeast Wisconsin
- Member of Manitowoc County Board of Realtors
- Member of CURRENT- Green Bay Young Professionals
Steve Arps
Senior Vice President / Retail BankingContact Information
103 E. Main Street PO Box 130 – Denmark, WI 54208
Phone: 920-863-2161
Experience:
- Steve joined the bank in 2014 bringing more than 20 years of leadership experience with financial institutions, primarily community banks and Fortune 500 companies
- Interested in guiding the growth and development of individuals and teams to achieve their full potential
- Specializes in developing and implementing business processes that improve results and provide meaningful value to strengthen client relationships
Education:
- Graduate School of Banking, University of Wisconsin, Madison (2011-2013)
Accomplishments:
- Graduated in the top 5% of the class in the Graduate School of Banking program
- Selected to serve on the Wisconsin Banking Association (WBA) Sales Leadership and Management School Advisory Board
Community Involvement:
- Executive Board of Directors, Bay-Lakes Council, Boy Scouts of America
- Past member of the Wisconsin Banking Association (WBA) Sales Leadership and Management School Advisory Board
Krissy Bowe
Branch Manager | NMLS #483262Contact Information
427 Manitowoc Street, PO Box 134, Reedsville, WI 54230
Phone: 920-754-4366 | 920-863-1219
Experience:
- Over 9 years of retail banking experience. A majority of that time was spent in a dual branch role, with one traditional branch and one in-store. After working in many retail banking positions, including six years as an Assistant Manager, I know what the customer’s experience should be and how I can make it great. I look forward to the opportunity to help the rest of my team provide high levels of service in my role as Branch Manager while being able to help customers with their financial planning needs.
Education:
- Leadership Development Graduate
- Sales and Customer Service Seminars and Training
- Classes in Accounting at Fox Valley Technical School
Accomplishments:
- Assistant Manager of the Year for three years
- Recognition for Outstanding Customer Service and Goal Achievements
Community Involvement:
- Treasurer for ABATE of Wisconsin, Inc., Calumet County
- Chair of the Annual ABATE Motorcycle Spring Fling
- Chair of the Annual ABATE Summer Long Poker Run
- Volunteer for the Fox Cities Ice Dogs
- Partnered with the Center for Suicide Awareness
Mark Goltz
Branch Manager | NMLS 1590672Contact Information
2450 Velp Avenue, Suite 101, Green Bay, WI 54303
Phone: 920-328-1210 | 920-328-1216
Experience:
- Over 30 years of financial services experience in banking and financial planning
- Financial Representative – Zaddack & Associates Financial Group – 7 yrs
- VP/Regional Manager – M&I Bank – 19 yrs
- AVP – Crandon National Bank – 4 yrs
Education:
- Bachelor of Science degree – UW Madison, 1985
- Graduate School of Banking – UW Madison, 2000
Accomplishments:
- Graduated in top 5% of Graduate School of Banking class
- Guardian Life Insurance “Wisconsin Developing Agent of the Year”, 2013/2014
Community Involvement:
- Member of St. Agnes Parish, Green Bay
- Have volunteered for numerous organizations including JDRF, Big Brothers/Big Sisters, Habitat for Humanity, American Cancer Society, Green Bay West girls’ basketball
Julie Hamby
Branch Manager | NMLS 553525Contact Information
103 E. Main Street PO Box 130 – Denmark, WI 54208
Phone: 920-328-1200 | 920-328-1215
Experience:
- Over 30 years banking experience
- 3 yrs AVP/Branch Manager – Johnson Bank
- 9 yrs VP/Branch Manager – M&I/BMO
- 20 yrs Wholesale Vault Manager – Associated Bank
My successes have been accomplished by performing a “player/coach” role and leading by example, while being viewed as a trusted advisor with my clients. Together, as a team, I work to achieve my clients’ financial goals. Experiencing the gratitude and appreciation from my clients’ inspires me daily to continue to help others achieve financial success.
Education:
- Supervisor and Management courses and seminars through WBA
Accomplishments:
- Top 10% Branch Next work for goal attainment
- Numerous awards for both personal and team excellence in Customer Service
- Village of Bellevue “Friend of the Village” for Community Service
Community Involvement:
- Village of Bellevue – Economic Development Advisory Board
- Board Member – Bellevue Business & Professional Organization
- United Way- Basic Needs & Self-Sufficiency Impact Council
- Village of Bellevue-Past Trustee
- Rebuilding Together – Volunteer
Mary Kropp
Assistant Vice President / Branch Manager | NMLS 501069Contact Information
2646 Noel Drive – Green Bay, WI 54311
Phone: 920-469-4700 | 920-469-4711
Experience:
- 31 years of community banking experience with Denmark State Bank
- Currently Branch Manager of the Bellevue office serving your small business, consumer lending and personal banking needs, while helping you achieve your financial goals for today and the future
Education:
- Management, communications and sales courses through the University of Wisconsin-Green Bay (UWGB), Northeast Wisconsin Technical College (NWTC) and the Wisconsin Banking Association (WBA)
Accomplishments:
- Recognition for Outstanding Customer Service and Goal Achievements
- Successful family-owned business
Community Involvement:
- Member and volunteer for the Brown County Home Builders Association
- Member and volunteer for Women in Building
- Active in local community fundraisers and events
- Supporter of the Women’s Fund, Girl Scouts of the Northwestern Great Lakes, and the CP Center
