Access My Account

Personal Business
Access ID: 

Debit Card

Visa Check Card

You donít have to write a check to make purchases with the money in your checking account. All you need is a Denmark State Bank Visa Debit card. It allows you to access funds from your checking account at millions of locations that accept Visa Debit cards.

Using your Denmark State Bank Debit card is easy. Simply present the Visa Debit card to the merchant, sign the receipt or enter your PIN and go.

Plus your Visa Debit card is also your ATM card. Itís an easy way to get cash from your checking account at local ATM's. You can use it to get cash at more than a million ATM's in 179 countries (including more than 400,000 ATMís in the United States) in the Visa/PLUS® ATM Global Network or at financial institutions around the world that accept Visa Debit cards.


  • No annual fee 
  • No Denmark State Bank per transaction fees 
  • Card issued upon credit approval

Lost or Stolen Card

Call us to report your card lost or stolen during normal business hours at 920-863-2161 or after business hours at

International Travel with Your Visa Check Card

The bank has detected an increased number of fraudulent Visa Check Card transactions originating from international merchants.  Consequently, security has been increased which may result in the denial of some legitimate international transactions.  If you intend on using your Visa Check Card outside of the country (this includes Canada and The Caribbean), please let us know which countries you will be visiting and when you expect to return.  You can notify us of your intended travel plans by completing our online contact form (we will follow up with you to verify your identity) or call us at 920-863-2161.  By contacting us before you leave, we can ensure you do not receive any interruption of service and /or denials with respect to legitimate international transactions that you originate. 

Protect your Personal Identification Number (PIN):

  • Never write down your PIN. Memorize it as soon as you get it.
  • Do not disclose your PIN to anyone. No one from any financial institution, the police
    or a merchant should ever ask for your PIN.
  • Beware of phishing emails. These are emails that appear to be from your bank or online
    merchant asking for account information. Do not reply to them or click on any links.
    Visa, your bank or any other legitimate online merchant will never ask for your PIN or
    other personal financial information via email.
  • At an ATM or PIN pad, enter your PIN discreetly, shielding the keypad with your
    hand or body.


Follow these steps to spot suspicious activity and protect your account:

  • Review your monthly checking account statements to spot any unauthorized purchases.
    You can also monitor your account activity online at any time at
  • Review your credit reports for accuracy. Visit to receive a copy of your free credit report.
  • If you spot any unauthorized charges, please contact us immediately at 920-863-2161.
  • If you suspect fraud or identity theft you should contact the three credit reporting agencies.

Verified by Visa

Verified by Visa is free to Visa cardholders and was developed to help prevent unauthorized use of Visa cards online.
Verified by Visa protects Visa cards with personal passwords, giving cardholders reassurance that only they can use their Visa cards online.

Once your card is activated, your card number will be recognized whenever it's used at participating online stores. A Verified by Visa window will automatically appear and your Visa card issuer will ask for your password. You'll enter your password to verify your identity and complete your purchase.

At stores that aren't participating in Verified by Visa yet, your Visa card will continue to work.

Protect your Visa Debit Card by Activating Now!

Target Data Breach 

Click here for more information.