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Personal - Roth IRA

Roth IRA

The Roth IRA provides no deduction for contributions, but instead provides a benefit that isnít available from any other form of retirement savings: if you meet certain requirements, all earnings are tax free when you or your beneficiary or beneficiaries withdraw them. Other benefits include avoiding the early distribution penalty on certain withdrawals, and avoiding the need to take minimum distributions after age 70 1/2. 

Please consult with you tax advisor on which IRA is the best fit for you.

Contributions and Deductibility

Please click here to view the contribution and deductibility limits.

Current Rates

Click here to view our Current Rates.

IRS Publication

Click here to view the IRS Publication.

Contact Us

For more information about our Roth IRAs e-mail or contact us at the location nearest you.


The tax information provided is for informational purposes only and is not intended, and should not be construed, as tax advice or a recommendation. Denmark State Bank does not provide legal or tax advice and you should consult with a professional tax advisor about your individual circumstances.