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Savings Options

Every Single Day Savings

When you open a What We Do for U Checking account, you can also open an Every Single Day Savings account. When your checking account meets the monthly qualifications your savings earns a higher rate. To help you save even more, your checking interest and refunded ATM fees will be swept into your savings account monthly!  To learn more click here.

Regular Savings: 

Save for future expenses with this low minimum balance savings account.  You will have easy access to your funds while earning interest on your balances.

Money Market:

Watch your savings grow as you earn a premium rate of interest on your balances.  This account offers easy access to funds with the flexibility of limited check writing.

Kid’s Club:

Kids learn savings skills at an early age with this account.  Not only will they understand the importance of saving, they will earn prizes as a reward.

Holiday Club:

Denmark State Bank has a savings account to make the expensive Holiday season a little more bearable. Our Holiday Club Savings Account lets you deposit money at your convenience all year long.

 Account Features and Benefits

Accounts Every Single Day Savings Regular Savings Money Market Kid's Club Holiday Club

Apply Online 

Apply! Apply! Apply!

Not Available Online 

Minimum balance to open $100


$1,000 $25 $0
Free Online Banking    Yes Yes Yes Yes Yes
Free Telephone Banking Yes Yes Yes Yes Yes
Free eStatements Yes Yes Yes Yes Yes
Earn prizes for saving No No No Yes No
Number of preauthorized withdrawals allowed per month (Telephone Banking, Online Banking, automatic payment, transfers, etc.) 6 6 6 6 Not Allowed
Number of "in person" withdrawals allowed per year Unlimited Unlimited Unlimited Unlimited Not Allowed
Interest accrual/payment Daily/Per Qualification Cycle Daily/Quarterly Daily/Monthly Daily/Quarterly Daily/Annually
Higher interest rate if
balance is over $10,000
No No Yes No No
Minimum balance to
avoid service fee
$0 $200 $1,000 $0 $0

Fee waived if under
19 years old

No fees on this account Yes No Yes No fees on this account
Fee if qualifications
are not met
$0 $7.50/Quarter $7.50/Month $0 $0


Current Rates

Click here to view our Current Rates.

Contact Us

If you have further questions, please contact any of Denmark State Bank’s locations for assistance or apply online today!