Rates

APY = Annual Percentage Yield.
Rates effective as of September 27, 2018.
Fees may reduce earnings.

CD Specials

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
11 Months with 12 Month Renewal*1.98%2.00%$5,000.00 $5,000.00
39 Months with 36 Month Renewal*2.97%3.00%$5,000.00 $5,000.00
66 Months with 60 Month Renewal*3.11%3.15%$5,000.00 $5,000.00

*Limit of $250,000.00 per ownership type.
Penalty for early withdrawal may apply.


Savings

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
Regular Savings0.05%0.05%$200.00$200.00
Holiday Club0.05%0.05%$0.00$0.00

Every Single Day Savings

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
Up to $10,000.000..30%0.30%$100.00$0.00
Above $10,000.000.25%0.30% - 0.25%$10,000.00
If qualifications are not met0.05%0.05%$0.00

To earn your rewards, simply do the following activities and transactions in your Active Performance Checking account each monthly qualification cycle:

Have at least 12 debit card purchases post and settle to your account (per qualification cycle).
Receive monthly eStatements.
Access Online Banking at least once (per qualification cycle). Access is required by an account owner.


Security Reserve Savings

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
Up to $50,000.001.10%1.11%$2,500.00$2,500.00
Above $50,000.000.05%1.11% - 0.40%$50,000.00
If qualifications are not met0.05%0.05%$0.00

Personal and Business Money Market

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
$0.00 - $9,999.990.10%0.10%$1,000.00 $1,000.00
$10,000.00 - $24,999.990.20%0.20%$10,000.00
$25,000.00 - $49,999.990.30%0.30%$25,000.00
$50,000.00 - $99,999.990.40%0.40%$50,000.00
$100,000.00 - $249,999.990.55%0.55%$100,000.00
$250,000.00 and above0.60%0.60%$250,000.00

Checking Accounts

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
Relationship Advantage0.05%0.05%$1,000.00 $1,000.00

Active Performance Checking

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
Up to $10,000.002.95%3.00%$100.00$0.00
Above $10,000.000.25%3.00% - 0.50%$10,000.00
If qualifications are not met0.05%0.05%$0.00

To earn your rewards, simply do the following activities and transactions in your Active Performance Checking account each monthly qualification cycle:

Have at least 12 debit card purchases post and settle to your account (per qualification cycle).
Receive monthly eStatements.
Access Online Banking at least once (per qualification cycle). Access is required by an account owner.


Business Checking Accounts

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
Business NOW 0.05%0.05%$0.00$0.00

CDs

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
7 to 89 Day0.10%0.10%$2,500.00 $2,500.00
90 to 181 Day0.10%0.10%$2,500.00 $2,500.00
182 to 364 Day0.50%0.50%$2,500.00 $2,500.00
6 Month IRA0.50%0.50%$2,500.00 $2,500.00
9 Month0.55%0.55%$500.00$500.00
12 Month1.28%1.28%$500.00$500.00
18 Month1.35%1.35%$500.00$500.00
2 Year1.44%1.45%$500.00$500.00
3 Year1.69%1.70%$500.00$500.00
4 Year1.98%2.00%$500.00$500.00
5 Year2.23%2.25%$500.00$500.00
Money Market IRA0.30%0.30%$100.00$100.00

IRAs

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
6 Month IRA0.50%0.50%$2,500.00 $2,500.00
9 Month0.55%0.55%$500.00$500.00
12 Month1.28%1.28%$500.00$500.00
18 Month1.35%1.35%$500.00$500.00
2 Year1.44%1.45%$500.00$500.00
3 Year1.69%1.70%$500.00$500.00
4 Year1.98%2.00%$500.00$500.00
5 Year2.23%2.25%$500.00$500.00
Money Market IRA0.30%0.30%$100.00$100.00

Please consult with your Tax advisor


HSA

Account OfferedInterest RateAPY*Minimum Opening BalanceMinimum Balance to Obtain APY*
$0.00 to $999.990.10%0.10%$0.00$0.00
$1,000.00 to $4,999.990.15%0.15%$1,000.00
$5,000.00 to $9,999.990.25%0.25%$5,000.00
$10,000.00 and above0.30%0.30%$10,000.00

Annual percentage yield is based on principal plus interest reinvested at the same rate with interest compounded monthly or quarterly. (Regular Savings Accounts are compounded quarterly; Holiday Club accounts are not compounded. The Money Market IRA compounds and credits monthly). Substantial penalty for early withdrawal on all certificates and all IRA time deposits. The interest and annual percentage yield are accurate as of the date shown above. Rates are subject to change. Fees may reduce earnings. Please call (920) 863-2161 to obtain current rate information.

ADDITIONAL INFORMATION AVAILABLE UPON REQUEST. Member FDIC

Please consult with your Tax Advisor.