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Superhero

What We Do for U Checking &
Every Single Day Savings

The What We Do for U Checking account earns a superhero rate of 2.25% APY* and you get unlimited nationwide ATM fee refunds! All you have to do is meet the monthly account qualifications.

To view more information on this checking account click here.

Account Disclosure Information


* What We Do for U Checking

  • Minimum to open account is $100.
  • One direct deposit or ACH (per qualification cycle). Intra-bank transfers do not count as a direct deposit or ACH transactions. Intra-bank transfers do not count as a direct deposit or ACH transactions.
  • Annual Percentage Yield (APY) accurate as of March 19, 2014. Balances up to $10,000 receive an interest rate of 2.23% and an APY of 2.25% if qualifications are met. Balances above $10,000 receive an interest rate of 0.25%, resulting in an APY that ranges from 2.25% - 0.43% if qualifications are met, depending on the balance in the account. 0.05% APY applies to all balances if monthly qualifications are not met. Fees may reduce earnings. Rates may change after the account is opened.
  • “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Qualifying transactions must post and settle the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction was made.
  • Nationwide ATM fee reimbursements provided only if qualifications are met with in the monthly qualification cycle and will be credited to your account on the last day of the monthly statement cycle. ATM-processed transactions do not count towards debit card transactions. ATM reimbursements of $5.00 and over will require customers to bring in receipts showing ATM fee.
  • Monthly qualification cycle is not the same as a monthly statement cycle.
  • Limit one account per social security number.
  • A debit card is included with your account.

** Every Single Day Savings

  • Minimum to open account is $100.
  • The interest rate and APY that apply to your Every Single Day Savings account will be determined based on whether you have met the qualification criteria for your What We Do for U Checking account. When the What We Do for U Checking qualifications are met, during the monthly qualification cycle, the interest rate on your Every Single Day Savings account and corresponding APY will be tiered.
  • APY accurate as of March 19, 2014. Balances up to $10,000 receive an interest rate of 0.30% and an APY of 0.30% if qualifications are met. Balances above $10,000 receive an interest rate of 0.25%, resulting in an APY that ranges from 0.30% - 0.25% if qualifications are met, depending on the balance in the account. 0.05% APY applies to all balances in the Every Single Day Savings if monthly qualifications are not met in the What We Do for U Checking. Fees may reduce earnings. Rates may change after the account has been opened.
  • The advertised What We Do for U Checking APY is based on compounding interest. Interest earned in the What We Do for U Checking is automatically transferred to the Every Single Day Savings each statement cycle and does not compound. Actual interest amount paid may be less than the advertised What We Do for U Checking APY. The Every Single Day Savings APYs may be less than the What We Do for U Checking APYs.
  • A debit card is included with your account.

Contact Us

If you have further questions, please contact any of Denmark State Bank’s locations for assistance or apply online today!